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Why a Captive might be for you.
The Captive team at Maury, Donnelly & Parr serves as trusted risk advisors to mid-market companies seeking greater control, transparency, and return on their insurance spend through group captive solutions. We are a specialized team focused on helping businesses escape the volatility of the traditional insurance market and take ownership of their risk.
Our clients are typically best-in-class operators—often in construction, manufacturing, logistics, or professional services—spending $250,000 or more on their General Liability, Auto, and Workers Compensation coverages. These companies are frustrated by annual premium increases despite strong loss performance and are looking for a smarter, more stable approach.
Our Solutions Include:
- Captive Feasibility Assessments: Evaluating whether a group captive is the right fit based on your risk profile, financials, and safety culture.
- Program Placement & Onboarding: Matching you with the right group captive based on industry, loss experience, and growth objectives—then guiding you through the full onboarding process.
- Ongoing Stewardship & Strategy: Captive membership isn’t set-it-and-forget-it. We offer ongoing analysis, reporting, and renewal strategies to help you maximize returns and control total cost of risk.
- Exit Support & Long-Term Planning: Whether you grow out of a group captive or explore other risk financing options, we support you through every stage of your captive journey.
With decades of collective experience and a national network of captive partners, our goal is simple: help businesses take ownership of their insurance and transform it from a cost center into a profit opportunity.
Core Eligibility Criteria
- Annual P&C Premiums: $250,000 – $2,000,000+
- Loss History: At least 3 years with strong performance
- Operations: Stable, safety-conscious, and well-managed risk
Industries We Serve Best
- Construction
- Manufacturing
- Transportation & Logistics
- Wholesale & Distribution
- Environmental & Waste Services
- Professional Services
- Agribusiness & Food Operations
- Oilfield Services (support, non-exploration)
- Franchised Auto Dealerships
Ideal Risk Characteristics
- Low frequency / manageable severity claims
- Strong internal safety protocols
- Active risk and claims management
- Desire for long-term cost control vs. short-term savings
Business Mindset
- Entrepreneurial or second-generation ownership
- Open to strategic insurance alternatives
- Frustrated with unpredictable premiums
- Interested in building equity and sharing underwriting profit
Not an Ideal Fit
- Startups or businesses with no credible loss history
- High-hazard or uninsurable operations (e.g., demolition, explosives)
- Organizations chasing the lowest annual premium
- High-loss companies with limited controls in place
Let’s Talk
If your client or company fits this profile, let’s explore how group captives can provide stability, control, and a return on your insurance investment.
Maury, Donnelly & Parr – Captive Programs Team
Trusted Advisors. Proven Strategies. Long-Term Value.
Industry Allies & Partners
We don’t just seek to understand the insurance landscape of this unique specialty market; we seek to understand the overall operational challenges that our clients face daily. As such, we work to engrain ourselves into the niche industries in which we operate.
Let’s Get Started
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